#  Publications 

 
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##  Finance 

[Screening Peers Softly: Inferring the Quality of Small Borrowers](/sites/g/files/omnuum3221/files/asimkhwaja/files/screening_peers_softly_khwaja.pdf "screening_peers_softly_khwaja.pdf"), (with R. Iver, MIT, E. Luttmer, Dartmouth, and K. Shue, Chicago GSB) *Management Science*, Vol. 62(6), June 2016.

[Enterprising Psychometrics and Poverty Reduction](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_enterprising_psychometrics_and_poverty_reduction_abstract_2013-05-17.pdf "khwaja_a_-_enterprising_psychometrics_and_poverty_reduction_abstract_2013-05-17.pdf") (with B. Klinger, HBS and C. del Carpio). Springer Briefs Series 'Innovative Psychology for Poverty Reduction', Sharon Panulla &amp; Stuard C. Carr (Eds.), May 2013. [Available from springer.com.](http://www.springer.com/psychology/personality%20&%20social%20psychology/book/978-1-4614-7226-1)

[Rent Seeking and Corruption in Financial Markets](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_rent_seeking_corruption.pdf "khwaja_a_-_rent_seeking_corruption.pdf") (with A. Mian, Princeton), *Annual Review of Economics*, 3(1): 579-600, 2011.

[Tracing the Impact of Bank Liquidity Shocks: Evidence from an Emerging Market ](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-tracing_the_impact_of_bank_liquidity_shocks_evidence_-_aer_2008.pdf "khwaja_a_-tracing_the_impact_of_bank_liquidity_shocks_evidence_-_aer_2008.pdf")(with A. Mian, Princeton). *American Economic Review*, 98(4): 1413-1442, 2008.

[Subcontractors for Tractors: Theory and Evidence on Flexible Specialization, Supplier Selection, and Contracting](/file_url/118) (with T. Andrabi, Pomona and M. Ghatak, LSE) *Journal of Development Economics*, 79(2): 273-302, 2006.

[Do Lenders Favor Politically Connected Firms? Rent provision in an Emerging Financial Market](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_do_lenders_favor_political_firms_apr05.pdf "khwaja_a_-_do_lenders_favor_political_firms_apr05.pdf") (with A. Mian, Princeton). *Quarterly Journal of Economics*, 120(4): 1371-1411, 2005.

[Unchecked Intermediaries: Price Manipulation in an Emerging Stock Market](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_unchecked_intermediaries_jfe_oct2005.pdf "khwaja_a_-_unchecked_intermediaries_jfe_oct2005.pdf") (with A. Mian, Princeton). *Journal of Financial Economics*, 78(1): 203-241, 2005.

[Dollars Dollars Everywhere, Nor Any Dime to Lend?](/file_url/121) (with A. Mian, Princeton and B. Zia, World Bank). *Review of Financial Studies*. Vol. 23(12): 4281-4323, 2008.


##  Education 

[Crowding in Private Quality: The Equilibrium Effects of Public Spending in Education](/sites/g/files/omnuum3221/files/asimkhwaja/files/crowding_in_private_quality_andrabi_bau_das_karachiwalla_khwaja_2023.pdf "crowding_in_private_quality_andrabi_bau_das_karachiwalla_khwaja_2023.pdf") (with T. Andrabi, N. Bau, J. Das, and N. Karachiwalla), Forthcoming, *Quarterly Journal of Economics*.

[Upping the Ante: The Equilibrium Effects of Unconditional Grants to Private Schools,](/file_url/162) (with T. Andrabi, J. Das, S. Ozyurt, and N. Singh), *American Economic Review, Vol.* 110 (10): 3315-49, 2020.

 [Link to Online Appendix.](/file_url/161)

[Report Cards: The Impact of Providing School and Child Test Scores on Education Markets. ](https://www.aeaweb.org/articles?id=10.1257/aer.20140774)(with T. Andrabi, Pomona, and J. Das), *American Economic Review*. Vol. 107, No. 6, June 2017.

> Online Appendix for "Report Cards: The Impact of Providing School and Child Test Scores on Education Markets."

[Delivering Education: A Pragmatic Framework for Improving Education in Low-Income Countries](/file_url/111) (with T. Andrabi, Pomona, and J. Das, World Bank), forthcoming *Handbook of International Education*.

[Students Today, Teachers Tomorrow: Do Public Investments Alleviate Constraints on the Provision of Private Education? ](/file_url/122)(with T. Andrabi, Pomona, and J.Das, DECRG World Bank). *Journal of Public Economics*. Vol. 100(1): 1-14, April 2013.

[What Did You Do All Day? Mothers and Child Educational Outcomes](/file_url/123)(with T. Andrabi, Pomona, and J.Das, DECRG World Bank), *Journal of Human Resources*. Vol. 47(4): 873-912, 2012.

[The Madrassa Controversy: The Story Does Not Fit the Facts](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_the_madrassa_controversy_june_2011.pdf "khwaja_a_-_the_madrassa_controversy_june_2011.pdf") (with T. Andrabi, Pomona, and J. Das, DECRG World Bank). Shahzad Bashir and Robert Crews, ed. *Under the Drones: Modern Lives in Afghanistan-Pakistan Borderlands*, Harvard University Press. June 2011.

[Education Policy in Pakistan: A Framework for Reform](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_education_policy_in_pakistan_12-12-2010_.pdf "khwaja_a_-_education_policy_in_pakistan_12-12-2010_.pdf") (with T. Andrabi, Pomona, and J.Das, DECRG World Bank) Policy Brief: International Growth Center, Pakistan. December 2010.

[Do Value-Added Estimates Add Value? Accounting for Learning Dynamics](/file_url/126)(with T. Andrabi, Pomona, J.Das, DECRG World Bank, and T. Zajonc, Harvard), *American Economic Journal: Applied Economics*, 3(3): 29-54, 2011.

[Learning and Educational Achievements in Punjab Schools (LEAPS): Insights to inform the education policy debate](/sites/g/files/omnuum3221/files/asimkhwaja/files/leaps_report_final.pdf "leaps_report_final.pdf") (with T. Andrabi, Pomona, J. Das, T. Vishwanath, World Bank, T. Zajonc, Harvard), forthcoming, Oxford University Press.


##  Institutions 

[Trust in State and Non-State Actors: Evidence from Dispute Resolution in Pakistan](/file_url/158) (with D. Acemoglu, A. Cheema and J. Robinson) forthcoming, *Journal of Political Economy*, 2019.

[Making Moves Matter: Experimental Evidence on Incentivizing Bureaucrats through Performance-Based Postings ](/file_url/154)(with A. Khan and B. Olken), *American Economic Review*, Vol. 109, No. 1, January 2019

> [Online Appendix](/file_url/151) for "Making Moves Matter: Experimental Evidence on Incentivizing Bureaucrats through Performance-Based Postings."

[Tax Farming Redux: Experimental Evidence on Performance Pay for Tax Collectors](/sites/g/files/omnuum3221/files/asimkhwaja/files/tax_farming_redux-_experimental_evidence_on_performance_pay_for_tax_collectors.pdf "tax_farming_redux-_experimental_evidence_on_performance_pay_for_tax_collectors.pdf") (with A. Khan, LSE, and B. Olken, MIT), *Quarterly Journal of Economics*, Vol. 131, No. 1, February 2016.

[The Impact of the Hajj: Religion and Tolerance in Islam's Global Gathering ](/file_url/131)(with D. Clingingsmith, Case Western, and M. Kremer, Harvard). *Quarterly Journal of Economics*, 124(3): 1133-1170, 2009.

> Awarded Carnegie Fellowship (2009-2011, $100K) by the Carnegie Corporation to pursue research on how religious institutions impact beliefs.

[The Partition of India: Demographic Consequences](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_partition_of_india_june_2009.pdf "khwaja_a_-_partition_of_india_june_2009.pdf") (with P. Bharadwaj, UCSD and A. Mian, Princeton). *International Migration*. June 2009.

[Can Good Projects Succeed in Bad Communities?](/file_url/133) *Journal of Public Economics*. 93(7): 899-916, 2008.

> [Field Questionnaires](https://www.hks.harvard.edu/fs/akhwaja/Balt/Allquest.pdf) for "Can Good Projects Succeed in Bad Communities?"

[The Big March: Migratory Flows After the Partition of India](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_the_big_march_epw_publish08.pdf "khwaja_a_-_the_big_march_epw_publish08.pdf") (with P. Bharadwaj, UCSD and A. Mian, Princeton, GSB). *Economic and Political Weekly*, 43(35): 39-49, 2008.

[Mecca and Moderation](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_mecca_and_moderation_ny_times_2008.pdf "khwaja_a_-_mecca_and_moderation_ny_times_2008.pdf") (with D. Clingingsmith, Case Western, and M. Kremer, Harvard). *The New York Times* &amp; *The International Herald Tribune*, May 20, 2008.

[Madrassa Metrics: The Statistics and Rhetoric of Religious Enrollment in Pakistan](/sites/g/files/omnuum3221/files/asimkhwaja/files/madrassas_beyondcrisis_final.pdf "madrassas_beyondcrisis_final.pdf"). (with T. Andrabi, Pomona, J.Das, DECRG World Bank and T. Zajonc, Harvard). *Beyond Crisis: A Critical Second Look at Pakistan*, Naveeda Khan (Ed.), Routledge, May 2008.

[Local Government Reforms in Pakistan: Context, Content and Causes](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_local_govt_reforms_in_pakistan_chapter_8_2006.pdf "khwaja_a_-_local_govt_reforms_in_pakistan_chapter_8_2006.pdf") (with A. Cheema, Lahore University of Management Sciences and A. Qadir, Pakistan Administrative Staff College). *Decentralization and Local Governance in Developing Countries: A Comparative Perspective*, D. Mookherjee and P. Bardhan (Eds.). Cambridge, MA: MIT Press, July 2006.

[Measuring Empowerment at the Community Level: An Economist’s Perspective.](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_measuring_empowerment_bk_ch_2008.pdf "khwaja_a_-_measuring_empowerment_bk_ch_2008.pdf") Measuring Empowerment: Cross-Disciplinary Perspectives, Deepa Narayan (ed.,). Washington, DC : World Bank, 2005.

[Is Increasing Community Participation Always a Good Thing?](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_is_increasing_commy_partn_good_2004.pdf "khwaja_a_-_is_increasing_commy_partn_good_2004.pdf") *Journal of the European Economic Association*, 2(2-3):427-436, 2004.

> Test Feasibility Survey - PAKISTAN: Education Sector   
> [Main Text &amp; Bibliography](https://www.hks.harvard.edu/fs/akhwaja/papers/PakistanTestFeasibilityMainText&Bibliog.pdf) of the Report. Other appendices available upon request

[The Madrasa Myth](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_the_madrassa_myth_fp2009.pdf "khwaja_a_-_the_madrassa_myth_fp2009.pdf") (with T. Andrabi, Pomona, J. Das, World Bank, C. Fair, Georgetown). Foreign Policy, June 2009.

[A Dime a Day: The Possibilities and Limits of Private Schooling in Pakistan](/sites/g/files/omnuum3221/files/asimkhwaja/files/comparative_education_review_vol_52_no_3_khwaja_2008_-_hks.pdf "comparative_education_review_vol_52_no_3_khwaja_2008_-_hks.pdf") (with T. Andrabi, Pomona, J.Das, DECRG World Bank). *Comparative Education Review*, 52(3): 329-355, 2008.

[Religious School Enrollment in Pakistan: A Look at the Data](/sites/g/files/omnuum3221/files/asimkhwaja/files/khwaja_a_-_religious_school_enrollment_in_pakistan_madrassa_cer_dec05.pdf "khwaja_a_-_religious_school_enrollment_in_pakistan_madrassa_cer_dec05.pdf")(with T. Andrabi, Pomona, J.Das, DECRG World Bank and T. Zajonc, Harvard). *Comparative Education Review*, 50(3): 446-477, 2006.

> Winner of the George Bereday Award for outstanding article published in the CER for the year 2006 Review. [Click here to see Media Coverage](https://www.hks.harvard.edu/fs/akhwaja/#media).